Life & Moneybeginner

Life Simulator

You have a monthly income and a pile of bills. Each month brings choices, surprises and temptations. Budget well, build an emergency fund and finish the year with savings in the bank.

10–15 min Up to 120 XP

How to play

1Each month you choose how to split your income across needs, wants and savings.

2Random life events hit some months: a phone breaks, a friend’s wedding, a bonus.

3If your cash drops below zero you take an expensive loan and lose points.

4Happiness matters too: cutting every want makes the year harder.

Rewards

1Up to 120 XP

2Coins for every ₹ saved

3Achievement: Budget Boss

What you'll learn

1The 50/30/20 rule

2Why an emergency fund comes first

3Telling needs from wants

BudgetingEmergenciesNeeds vs wants

Read first

Needs vs wants
Tell the difference and your money lasts longer.
The 50/30/20 budget
A simple split for every rupee you earn.
Your emergency fund
Why a cash cushion comes before investing.
Insurance basics
Pay a small amount to avoid a huge loss.

Your goal

Finish 12 months with at least ₹15,000 saved and never go broke.

Free account needed to play and save progress.