How to play
Everything you need to know about games, XP, coins, achievements and streaks.
Every game works the same way
1. A goal
Every game opens with one clear target, like “save ₹15,000 in 12 months”.
2. Choices
Each turn you pick from a few options. There is rarely one perfect answer.
3. Consequences
The game shows what your choice did — to your wallet, your score, or your happiness.
4. A score
Scores reward smart, balanced play, not reckless risk.
5. What you learned
The end screen sums up the money ideas you just used.
Leave mid-game? Your progress is saved — hit Continue on the game card. Some games unlock at a higher level or after a lesson.
XP and levels
You earn XP for lessons, quizzes, games and achievements. Each level needs a little more XP than the last.
| Level | XP |
|---|---|
| Level 1 | 0 |
| Level 2 | 283 |
| Level 3 | 520 |
| Level 4 | 800 |
| Level 5 | 1,118 |
| Level 6 | 1,470 |
| Level 7 | 1,852 |
| Level 8 | 2,263 |
| Level 9 | 2,700 |
| Level 10 | 3,162 |
| Lesson read | 20 XP |
| Lesson quiz | 10–30 XP |
| Short game | 30–60 XP |
| Simulator | 80–150 XP |
| Daily challenge | 50 XP + streak bonus |
Coins and your virtual wallet
You start with ₹1,000 in virtual money. Games pay out coins based on how well you play. Coins will buy avatar items later. Your wallet is shown in the top bar.
Achievements
First Steps +20 XP
Finish your first game
First Trade +20 XP
Buy your first asset in the Investment Simulator
Diversified +30 XP
Hold 4+ asset types at once
Budget Boss +40 XP
Hit the savings goal in Life Simulator
Scam Spotter +30 XP
Catch every scam in Scam or Legit with no false alarms
Chart Reader +30 XP
Hit a 5-call streak in Bull or Bear
Quiz Whiz +20 XP
Score 100% on a lesson quiz
Bookworm +40 XP
Complete 5 lessons
On a Roll +20 XP
Play 3 days in a row
7-Day Streak +50 XP
Play 7 days in a row
Rising Star +50 XP
Reach level 5
Explorer +60 XP
Finish all 6 games
Daily challenge and streaks
A new challenge appears every day at midnight IST, and everyone gets the same round. Finish it for 50 XP plus a streak bonus of 5 XP per streak day (up to 50). Play or learn on consecutive days to keep your streak 🔥 alive.
Controls and accessibility
- Tab / Shift+Tab
- Move between choices
- Enter / Space
- Pick the focused choice
- 1 – 4
- Pick a numbered choice in most games
- ← / →
- Scam or Legit: scam / legit
- ↑ / ↓
- Bull or Bear: bull / bear
- Esc
- Close dialogs
Turn off animations, sound or switch to high contrast in Profile → Settings. Gains and losses always show ▲/▼ symbols, not just colour.
All money is virtual. Prices are simulated, nothing is real trading, and nothing in FinPlay is a stock tip or investment advice.