Lesson 3 of 3
Staying safe with digital money
OTPs, phishing links and fake support numbers.
4 min read20 XP + quiz bonus
Most digital money fraud does not “hack” your bank. It tricks you into handing over access.
Never share
- OTPs, UPI PIN, card CVV or full card number.
- Screen-sharing access (apps like AnyDesk) with someone you don’t know.
No real bank, RBI official or delivery company will ever ask for your OTP.
Spot phishing
- Urgency: “Your account will be blocked in 2 hours!”
- Odd links: misspelled bank names, short links.
- Requests to update KYC through a link.
Fake customer care
Scammers post fake helpline numbers online. Get support numbers only from the official app or website.
If something goes wrong
Call your bank immediately to block, report on cybercrime.gov.in or helpline 1930, and change passwords.
Quick quiz
Question 1 of 4A caller from “your bank” asks for the OTP you just received. You…